Reinforcing Accuracy Before Final Approval
Not every loan follows a straight path to approval — and that’s where Re-Underwriting adds value. At LendExIn, this optional step provides a secondary review for loans flagged during compliance checks, audits, or investor evaluations.
Our Re-Underwriting process ensures that identified risks are resolved, documentation is updated, and the loan fully aligns with investor and regulatory requirements before funding or sale.
Our Re-Underwriting Process
Targeted File Review
Only flagged or exception-based files are re-evaluated, saving time while focusing attention on high-risk or complex cases.
Risk Mitigation Analysis
We reassess borrower income, credit, and collateral to confirm that all prior discrepancies have been corrected.
Condition Reconfirmation
All conditional approvals are reviewed to ensure documents or adjustments have been satisfied and documented.
Investor Standard Alignment
The file is validated against Fannie Mae, Freddie Mac, and investor-specific criteria to ensure full compliance and sale eligibility.
The LendExIn Advantage for Re-underwriting
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Enhanced Risk Control
Addresses flagged issues before they become costly exceptions.
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Improved File Quality
Ensures every correction is fully verified and traceable.
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Investor Compliance
Maintains adherence to secondary market and investor standards.
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Reduced Repurchase Risk
Confirms all mitigations before loan delivery or funding.
A Second Look That Strengthens Every Decision
LendExIn’s Re-Underwriting option gives lenders an extra layer of assurance, ensuring that every file not only meets guidelines but exceeds expectations in accuracy and compliance.
Title & Appraisal Coordination